Financial Wellbeing

 

These are unprecedented times with many of the “certainties” in our lives on hold or absent.

We will all need some support to adapt to changes and may need some help at some time.

Do not suffer in silence

Talk to your line manager or contact the Health and Wellbeing Team on 0151 529 4722 or email: LUFHTWellbeing@liverpoolft.nhs.uk in confidence.

 

Signposting Support: 

Credit union support: 

Credit unions offer an alternative to traditional banks and building societies for saving and borrowing.

Info on credit unions can be found here: 

Credit union: community savings & loans - MoneySavingExpert

Liverpool Credit union: 

Home - Central Liverpool Credit Union (centralcu.co.uk)

https://www.partnerscreditunion.co.uk/

 

Money Helper Service:

NHS telephone support line: 0800 448 0826

NHS people can call this support line, provided by the Money Helper Service, for free and impartial money guidance. Monday to Friday, 8am to 6pm. Add +44 7701 342 744 to your WhatsApp and send the MoneyHelper Service’s national support team a message for help with sorting out your debts, credit questions and pensions guidance.

More top tools and resources from the MoneyHelper Service

Budget Planner Tool

This free Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money. It’s already helped hundreds of thousands of people.

Couch to Financial Fitness

Would you like to feel more in control of your finances?  Try their free and flexible ten-week plan to help you build your confidence to manage your money.  Develop core saving muscles, and create better habits for a long-term cash confident future.

Debt Advice Locator Tool

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free national and local advice services available across the UK, you can use this tool to find help in a way that’s best for you.

Debt and borrowing

For taking control of debt, getting free debt advice, and how to borrow affordably.

Benefits

Find out what benefits you’re entitled to and learn about Universal Credit.

Budgeting and managing your money

Advice on running a bank account, planning your finances, and cutting costs.

Work and redundancy

Advice on understanding your employment rights, what in-work benefits you might be entitled to and how to handle redundancy.

Family and care

Big money decisions often need to be made when looking after family members and partners, expecting a baby, or dealing with problems like illness, divorce or bereavement. MoneyHelper has easy to understand guides to help you.

Help with scams

Advice for spotting, avoiding and recovering from scams.

Financial coronavirus advice and support: 

https://www.nationaldebtline.org/EW/factsheets/Pages/coronavirus-advice-and-support/help-and-advice.aspx

 

Cavell Nurses Trust

Cavell Nurses Trust is charity that supports UK nurses, midwives and healthcare assistants, both working and retired, when they’re suffering personal or financial hardship often due to illness, disability, older age and domestic abuse. One way Cavell Nurses trust provides this support through one-off grants to relieve financial hardship and rapid emergency funding for those at great risk.

For more details: www.cavellnursestrust.org

 

UNISON

UNISON provides a one-off grant of £250 to help with essential expenses such as food and bills, general living costs, household appliances, urgent repairs, disability equipment and adaptations, utility bills and funeral costs. To be eligible to apply for financial assistance, you must have been a member of UNISON for at least four weeks and up to date with your subscriptions.

For more details: https://www.unison.org.uk/get-help/services-support/there-for-you/financial-assistance/#:~:text=COVID%2D19%20Response%20Fund&text=There%20for%20You%20has%20set,such%20as%20food%20and%20bills.

 

The Care Workers’ Charity

This charity has two grants; Crisis grants – live and in use throughout the year exclusive to health care workers. COVID-19 Emergency Fund grant which covers the following grants related to self-isolation, funeral costs or other unexpected costs. This extends to additional roles such as Cooks/Kitchen Assistants, Housekeepers or Domestic Workers, Maintenance staff, Drivers and Admin staff (Team Leaders/Supervisors and Personal Assistants)

For more details:  https://www.thecareworkerscharity.org.uk/covid-19-emergency-fund/

 

Imperial Charity

Imperial charity holds a Dresden Hardship Grant – A year-round grant for many people, being admitted to hospital or receiving hospital treatment can trigger sudden and serious financial pressures. In light of the fast-changing COVID-19 situation, we have also decided to temporarily expand the criteria of the Dresden Hardship grants and simplify some related processes.

Link: https://www.imperialcharity.org.uk/grants/dresden-hardship-grants

 

CSiS Charity Fund – Helping Public Service Communities

CSIS Charity Fund is a small, highly focused organisation with the welfare of serving, retired and former civil and public servants. Individuals can apply for assistance/ funding when they are struggling with problems arising from job loss, disabilities, low incomes, caring responsibilities and other factors including stress at work, marital breakup and debt.

For more details: http://www.csischarityfund.org/our-aims-and-work.htm

 

The Ambulance Staff Charity (TASC)

TASC is the leading UK charity providing support to all present and past ambulance staff and their families in time of need, both in the NHS and independent sector. Our services are independent and confidential and include psychological rehabilitation and counselling, including stress and PTSD support; physical rehabilitation; financial grants; debt advice; welfare and other support; and bereavement support.

For more details: www.theasc.org.uk

 

Turn2us

Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help – online, by phone and face to face through partner organisations. Their web site includes a benefits calculator, a grants search database, information and interactive tools providing a wide range of subjects on welfare benefits, charitable grants and managing money.

For more details: www.turn2us.org.uk

 

Social Workers Benevolent Fund (SWBT)

The small charity offers a one off, limited financial help to social workers – including retired social workers – and their dependents in times of hardship, for example when experiencing sickness, bereavement, family difficulties or sudden catastrophe.

For more details: www.swbt.org  

 

The Charity for Civil Servants

The Charity for Civil Servants (formerly The Civil Service Benevolent Fund) supports all civil servants, past and present, throughout their lives, with whatever problems they may have.

For more information: www.foryoubyyou.org.uk

 

Salary Sacrifice:

Travel Pass

 http://liverpool-hr.nhs.sitekit.net/working-with-us/Salary%20Sacrifice/mersey-travel-annual-pass.htm

Cycle scheme

http://liverpool-hr.nhs.sitekit.net/working-with-us/Salary%20Sacrifice/cycle-scheme.htm

 

Wagestream

Financial wellbeing support and flexible access to pay. 

Financial wellbeing for frontline workers - Wagestream

 

Money Saving Expert 

Has dedicated financial information including employment advice and help with finance and bills.

 

The Debt Advice Foundation 

Is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

 

High Street Banks

There is widespread understanding that we are living in unprecedented times. Many high street banks are advertising various degrees of on-going support for their customers. If individual staff are encountering difficulties they should discuss these with their bank at the earliest opportunity.

 

NHS Discounts 

There are exclusive discounts, cashback and vouchers for NHS and Healthcare Worker Join free today

 

Pay and Pensions  

Click here to access pages related to your pay and pensions

 

Money Mind: 

Check what benefits you are entitled too: https://www.saladmoneymind.co.uk/

 

Food banks: 

Three days’  of nutritionally balanced emergency food and support to local people who are referred in crisis. This is part of a nationwide network of foodbanks, supported by The Trussell Trust, working to combat poverty and hunger across the UK.

https://northliverpool.foodbank.org.uk/

https://southliverpool.foodbank.org.uk/

Other locations available on the links above. 

You can get a voucher through occupational health. Email occupational.health@liverpoolft.nhs.uk. 

 

Pre-loved Uniform: 

Liverpool Facebook group: 

https://en-gb.facebook.com/groups/804835613672585/